Banking & Credit
All of the best ways to save money on your bank accounts (checking, savings), credit cards, insurance, investments and more. Find the best advice on saving on major expenses like buying a home, paying for college education, or getting a new car.
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Check with your HR/benefits department to see if your employer offers a 401(k) match program where they add onto your retirement savings. If they do, think of it like a free money bonus for your...  Check with your HR/benefits department to see if your employer offers a 401(k) match program where they add onto your retirement savings. If they do, think of it like a free money bonus for your retirement and try to maximize that match (i.e., put in as much as they will match for you). It's almost like getting a raise each year, just consider that that money will be tied up until retirement, otherwise you will pay a penalty to withdraw early, negating any extra benefit up front. 
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Paying taxes is frustrating enough, but paying to pay your taxes makes it feel even worse! If you're getting a head start on filing your 2010 taxes, you'll want to consider some free filing options.... Paying taxes is frustrating enough, but paying to pay your taxes makes it feel even worse! If you're getting a head start on filing your 2010 taxes, you'll want to consider some free filing options. Generally speaking these services offer free federal tax preparation and e-filing using online software. They're hoping you'll pay for extra services that many of us need: state filing, tax return printouts, and audit/reviews.
For people with uncomplicated tax situations, free filing can save $50 or more each year as an alternative to buying tax software. However you need to consider whether using an accountant can save you enough extra on taxes to offset the additional expense of professional expertise.
Try one of these services from a reputable provider:
You can also take advantage of free IRS live telephone assistance at 1-800-829-1040 for any tax filing questions you may have, no matter what service you use. Many local community centers offer free tax help from certified professionals for people making below a minimum income threshold or meeting other criteria.
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Since the tax laws for IRA conversions changed in 2010, now is as good a time as ever to consider which type of investment will make the most money for you in the long run. The basic types of... Since the tax laws for IRA conversions changed in 2010, now is as good a time as ever to consider which type of investment will make the most money for you in the long run. The basic types of IRAs are Roth and Traditional. A key difference between a Roth IRA and Traditional IRA is when you get taxed: now or later. Generally speaking if your tax rate will be higher now than in retirement, a Roth can be a better option. Roth IRAs also afford more flexibility on accessing your funds early if you need them. For more guidance, check out the following great resources:
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It's fun to get a tax refund each year, but really you are just getting your money back from the government who has been keeping it (and keeping the interest you should have gained) all year long.... It's fun to get a tax refund each year, but really you are just getting your money back from the government who has been keeping it (and keeping the interest you should have gained) all year long. Check your withholdings to try to keep more money now, and less of a refund later. Then save, invest, or pay down debt with that money so you can keep the extra benefits, rather than the IRS.
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FiLife's nine tips from experts to quickly improve your FICO score.
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Doughroller's profile of the pros and cons of utilizing automatic payment and similar services for financial accounts
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Wisebread.com guidelines to take advantage of free extended warranty offered by credit card companies
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U.S. News' interview with Mitchell Allen, author of A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health, on how to deal with out-of-control debt
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Use this simple credit card payoff calculator to figure out how many months it will take you to pay off your credit card. Enter your credit card balance, interest rate, and monthly payment to... Use this simple credit card payoff calculator to figure out how many months it will take you to pay off your credit card. Enter your credit card balance, interest rate, and monthly payment to calculate how many months it will take to payoff. Or, set a goal for how many months until you want to be debt free, and it will figure out what monthly payment you will need to make.
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Use this simple loan calculator to figure out the monthly payment on any loan. Enter the interest rate and the loan term (# of years).
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AnnualCreditReport.com is the only official site to download a FREE credit report once every 12 months from each of the three credit reporting companies: Equifax, Experian, and Transunion. You won't... AnnualCreditReport.com is the only official site to download a FREE credit report once every 12 months from each of the three credit reporting companies: Equifax, Experian, and Transunion. You won't get a credit score with this report, but you do have the option of paying it (or starting a free trial of a monitoring service).
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MyCESI.org's collection of calculators, listed on FreeMoneyFinance.com, to check your financial preparedness for major life decisions and events including buying a house or car, raising children,... MyCESI.org's collection of calculators, listed on FreeMoneyFinance.com, to check your financial preparedness for major life decisions and events including buying a house or car, raising children, retiring, and more
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 Don Schechter at About.com: "Learn the ins and outs of credit reports, and learn how to report mistakes on your report."
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Liz Pulliam Weston at MSN.com: "Your credit score is incredibly important in your financial life. Simple tips to boost your credit score."
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Carmen Wong Ulrich at MSN.com: "Costly credit cards … rates continue to go up, limits are going down, and owning that piece of plastic is now costlier than it's been in years."
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From Buxr.com on 12/18/12 It's no-fee Holiday Glee! Turn your coins into eGift Cards and pay absolutely no fees. See comments for a link to a list of eCertificate and gift card partners. Or you can... From Buxr.com on 12/18/12 It's no-fee Holiday Glee! Turn your coins into eGift Cards and pay absolutely no fees. See comments for a link to a list of eCertificate and gift card partners. Or you can even shop online, cash in the amount of coins you need to pay, and get a special online code to order your stuff.
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From Buxr.com on 04/04/12 You will receive 35,000 bonus points with this bonus offer, which can be redeemed for a $350 check. To qualify and receive your bonus, you must make purchases totaling $500... From Buxr.com on 04/04/12 You will receive 35,000 bonus points with this bonus offer, which can be redeemed for a $350 check. To qualify and receive your bonus, you must make purchases totaling $500 or more during the first 3 months from account opening. Purchases do not include using your account for balance transfers or cash advances, or using any checks that access your account. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.
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From Buxr.com on 01/19/12 This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent... From Buxr.com on 01/19/12 This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee, rewards never expire. How to Get the deal: $200 Bonus Cash Back after $500 in purchases in first 3 months
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From Buxr.com on 10/03/11 *Mileage Disclaimer: You must open a new ShareBuilder account to be eligible for the initial bonus miles. Limit one per unique customer or custodial beneficiary. Dividend... From Buxr.com on 10/03/11 *Mileage Disclaimer: You must open a new ShareBuilder account to be eligible for the initial bonus miles. Limit one per unique customer or custodial beneficiary. Dividend Miles Members will receive 2,500 bonus miles after opening a new account and purchasing their first security. If a member subscribes to the Advantage Program each month, they will receive 500 additional bonus miles for every active quarter during the calendar year.
Please allow 6-8 weeks for miles to post to your account. All Dividend Miles program rules and conditions apply. To join the Dividend Miles program, please visit www.usairways.com/dm
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If you do your own taxes, don't miss these free offers. Get Federal Tax Filing free from either H&R Block or Turbotax.
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Paying taxes is frustrating enough, but paying to pay your taxes makes it feel even worse! If you're getting a head start on filing your 2010 taxes, you'll want to consider some free filing options. Generally speaking these services offer free federal tax preparation and e-filing using online software. They're hoping you'll pay for extra services [...] -
Helpful source of blog posts and articles to help you make financially sound decisions about investing, spending, and more. Good selection of unique content from staff writers as well as hand-picked articles from across top advice websites. -
The three major credit reporting agencies - Experian, Transunion, and Equifax - set up AnnualCreditReport.com for people to request their free report each year, if they meet certain criteria. Other websites that promise free reports might cause a "hard inquiry" on your credit report, hurting your score, or offer paid services that you don't need. -
MyCESI.org's collection of calculators, listed on FreeMoneyFinance.com, to check your financial preparedness for major life decisions and events including buying a house or car, raising children, retiring, and more
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