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Do the math to pick the right type of IRA
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Since the tax laws for IRA conversions changed in 2010, now is as good a time as ever to consider which type of investment will make the most money for you in the long run.
The basic types of IRAs are Roth and Traditional. A key difference between a Roth IRA and Traditional IRA is when you get taxed: now or later. Generally speaking if your tax rate will be higher now than in retirement, a Roth can be a better option. Roth IRAs also afford more flexibility on accessing your funds early if you need them.
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