Family & Pets
We've got the LOZO on how to save on everything you need for your kids, your pets, and things around the house. Learn how to find the very best discounts on clothing, shoes and jewelry, save money on school supplies, and more!
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If you just have to have the new fashion before it goes on sale, work the system. At the beginning of a season it can be hard to find a discount better than 20-30% off. Buy from a store with a...  If you just have to have the new fashion before it goes on sale, work the system. At the beginning of a season it can be hard to find a discount better than 20-30% off. Buy from a store with a liberal return policy - try for 90-180 days. Hold onto your receipts and when your clothes are 50-70% off at the end of the season, go back to the store and ask to do a "return and rebuy." This way they will return your original purchase (at the price you paid before) and let you "rebuy" it at the new, lower price. The result for you? A credit back to your card, or store credit for your next purchase.
Another option which your store may allow: buy the item at the clearance price, and come back another time with your original receipt (from the first purchase) to make a return. Just be aware not all stores allow this practice, and some don't allow returns on clearance items, so be sure to review the policy first. Many store clerks don't mind helping you get the best deal so just ask them for advice. 
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Shoppers who have The LOZO know to always try to use coupons whenever they make a purchase. Some stores are quite stingy with the coupons they offer, so you're happy to get your hands on any of them....  Shoppers who have The LOZO know to always try to use coupons whenever they make a purchase. Some stores are quite stingy with the coupons they offer, so you're happy to get your hands on any of them. But some stores are known for frequently issuing coupons with various discounts and minimum spend thresholds, so you might have several available at your fingertips. So the question then becomes, " how do you maximize your coupons to save as much as possible?" LOZO has the answer!
Most stores have a policy that you can only use one coupon per transaction, so to get the best discount you'll have to split up your purchases. If a store is not busy they are usually happy to ring up the transactions separately at the register, one after another. In other cases you might need to take separate trips or go back in line. Once you figure out what the extra savings will be worth, you can decide whether to go through any extra hassle.
The first thing you need to do is assess the value of each coupon to figure out which is worth the most. That's easy to do when you are comparing coupons like $5 off $25 vs. $10 off $25, but harder when the coupons are in different "flavors".
LOZO recommends first adjusting everything to the equivalent "percentage discount" so you can compare apples to apples.
Then you start by trying to use up the best coupon first. There are a couple of cases when this approach might not be the best strategy for you, so we recommend double-checking before you checkout!
Click on this tip to read more details and see some real examples in action. 
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You've probably seen offers that look something like this: 20% off $25 in merchandise OR 30% off $40, OR 40% off $60. The industry term for this is a "tiered offer" since you have...  You've probably seen offers that look something like this: 20% off $25 in merchandise OR 30% off $40, OR 40% off $60. The industry term for this is a "tiered offer" since you have different tiers you can climb to get to each next savings level. Generally speaking it is very worthwhile to try to get to the top tier of these promotions, because your savings rate effectively multiplies on the extra items you add to your bag to hit the tier. For example, the extra $20 in items to get to the highest tier only ends up costing you $8 more -- that's like getting 60% off the extra items! Now it's generally not a good idea to buy something just because you have a coupon or other type of discount. But it helps to do the math so you at least know what the real cost will be for the extra items. In cases like this the extra 60% savings might be too good to pass up. It can be a good opportunity to add an item to your basket that you were going to buy at some point anyway, or one that you know you might have to return. Typically if you return an item in an offer like this, you won't fall back into the lower tier. So if you bought $60 in items and got the 40% off, then decide to return half of the order, you still end up with 40% off the items you hold on to. Check with your store as to whether this violates their policy but traditionally this has been an allowable practice. So how much can you save by maximizing the tiered offers? Suppose you shop three times in Tier 1 (20% off), each time with $75 in your basket. You'll end up paying $60 for those items over the three trips. If you instead buy all $75 at once making you eligible for Tier 3 (40% off) you'll pay just $45 for the same items. That's a 25% extra savings! If you spend $300 annually for you and your family with offers like this, that extra savings adds up to $75 per year! 
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You can rely on big discounts on toys during the week after Christmas, when retailers try to get rid of extra inventory, and of course Black Friday (the day after Thanksgiving). However in an effort...  You can rely on big discounts on toys during the week after Christmas, when retailers try to get rid of extra inventory, and of course Black Friday (the day after Thanksgiving). However in an effort to boost sales throughout the year, toy retailers have started popping up good sales on certain key toys every few weeks or so. Stay on top of the sales by reviewing the weekly circulars for places like Walmart, Target, Sears and ToysRUs (in your Sunday newspaper or at Shoplocal.com). Amazon.com has some great cheap toys available every week but only for a short time, so you have to act fast if you find a deal you like. Keep an eye on the LOZO deals section for the latest bargains. 
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Free search engine for finding fair prices for healthcare services in your area. They include a good, basic range of services and provide prices based on average costs collected from medical...  Free search engine for finding fair prices for healthcare services in your area. They include a good, basic range of services and provide prices based on average costs collected from medical data. LOZO found this to be a helpful data point for gauging costs and setting up discussions and negotiations with your medical provider. You will also want to consult other resources, including your own insurance company, to determine whether a price is fair for the service you receive. Keep in mind that more established physicians with excellent reputations will likely charge more for performing the same procedure. 
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ShopLocal's compilation of weekly ads and online circulars at stores in your area
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About.com collection of tips from parents on how to save money on baby, toddler and kid's expenses
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About.com guide to getting more from your kids' purchases
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Ordering groceries online can be a great convenience, and can also means savings for savvy shoppers. Take advantage of being in the comfort of your home to carefully analyze prices and look to...  Ordering groceries online can be a great convenience, and can also means savings for savvy shoppers. Take advantage of being in the comfort of your home to carefully analyze prices and look to stock up on the best deals. Most stores will also offer a range of specials you can only get when ordering online, potentially yielding greater savings than the cost of delivery (especially when you factor in the savings on gas!).
Don't worry about missing out on using your valuable grocery coupons as most stores will still accept them for delivery (the only difference is that you might have a slight processing delay before you get the money credited back).
If you are new to online shopping take advantage of first time buyer deals like these:
And don't forget to check Amazon.com which has a wide selection of groceries and many special coupon offers every month. Read this article from LOZO to learn how to triple up on savings when you shop there. 
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These three tips will put you ahead of the virtual pack for your online shopping! Tip #1: Fill your cart (or list) in advance!
With doorbusters online you need to buy fast to get in before...  These three tips will put you ahead of the virtual pack for your online shopping! Tip #1: Fill your cart (or list) in advance!
With doorbusters online you need to buy fast to get in before the inventory runs out. Save time by filling your online shopping cart in advance of the sale, and setting up an account with your address & payment info. If you can't add the item to your cart, trying creating a shopping list instead. Check back in once the sale goes live, and the prices should update automatically. Now you can checkout in the virtual express lane!
Filling your cart is also a great way to find sales you might not have even known about. Add any items you have your eye on, then see if the price changes in your favor!
Tip #2: Don't forget cash back & coupons!
In the mad rush to visit each online stores, you might leave some easy cash on the table. Before you visit the site, use one of these links to access your stores. You'll still get all of the same deals, plus a bonus cash back rebate automatically posted to your Ebates account after you purchase.
Here are quick cash back links to three popular stores: Walmart, Best Buy, Sears. Find all cash back offers here.
And not to sound like a broken record, but ALWAYS USE A COUPON!
Find all the latest coupons here.
Tip #3: Sign up for alerts!
One great way to find out when your treasured item is online and ready for purchase is to setup an email alert (you can find a link on individual product pages of many online stores). Sign up for alerts for all of the doorbuster and other hot deals you're after and get notified when it's available. It's not a perfect system - sometimes the alerts can be delayed by crucial minutes - but a nice alternative if you'd rather not spend hours refreshing the pages by hand!
Happy Thanksgiving, and Happy Shopping! 
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Part one of our collection of Black Friday tips will give you all you need to know to prepare for the biggest shopping day of the year, including access to tons of pre-Black Friday deals that you can...  Part one of our collection of Black Friday tips will give you all you need to know to prepare for the biggest shopping day of the year, including access to tons of pre-Black Friday deals that you can start taking advantage of even weeks before the big day! We'll give you the LOZO so you can get the best possible value with the least possible hassle. 
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Every month, savvy shoppers who have the LOZO score great bargains on groceries from Amazon.com. You can find popular brands along with a wide selection of organic, gluten-free, and other...  Every month, savvy shoppers who have the LOZO score great bargains on groceries from Amazon.com. You can find popular brands along with a wide selection of organic, gluten-free, and other speciality foods. The secret to big savings is to triple-up on the discounts Amazon offers: Buy items on sale, always take the 15% Subscribe & Save discount, and apply extra coupons (monthly offers). PLUS keep an eye out on Fridays for additional deals on grocery and all of Amazon's categories. With all these discounts it's not hard to find items that come out to 50% or better savings from their list price, which is 25% or better vs. your local supermarket or warehouse club, potentially saving you $100s each year. Click to read more about each type of discount, and for some current offers. 
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From Beauty Made Easy With Dezi: "Today I am going to do a comparison between some selected MAC products and some store brand or beauty supply brand products, and you tell me if this isn't the look...  From Beauty Made Easy With Dezi: "Today I am going to do a comparison between some selected MAC products and some store brand or beauty supply brand products, and you tell me if this isn't the look for less." 
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Lisa Mahar at About.com: "Toys can run up a pretty big bill if you let the spending go out of control, but of course you don't have to break the bank on them. Learn some smart ways to save money on...  Lisa Mahar at About.com: "Toys can run up a pretty big bill if you let the spending go out of control, but of course you don't have to break the bank on them. Learn some smart ways to save money on toys." 
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About.com: "Laundry may be a pain in the neck, but it doesn't have to be painful for the environment as well. Learn what simple steps you can take to reduce energy waste and make your laundry greener...  About.com: "Laundry may be a pain in the neck, but it doesn't have to be painful for the environment as well. Learn what simple steps you can take to reduce energy waste and make your laundry greener and more natural." 
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Howcast.com: "You don’t have to compromise your looks to economize – you just have to know a few tricks."
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From Buxr.com on 05/18/12 Roaman's - Does not include clearance. Returns will be credited at the discounted price. Not applicable to gift cards or prior purchases. Applies to subtotal only. May not...  From Buxr.com on 05/18/12 Roaman's - Does not include clearance. Returns will be credited at the discounted price. Not applicable to gift cards or prior purchases. Applies to subtotal only. May not be redeemed for cash or combined with other offers. One time use only. Excludes items shipped directly from the manufacturer, fragrances, watches, costumes, and items from Reebok, Aerosoles, BrylaneHome & Plus Size Living, Ebags, Avenue, OneStopPlus.com: Ulla Popken, Torrid, Kiyonna, Lafayette 148, Newport News, Igigi, Tafford Uniforms, S.W.A.K., and Svoboda. Offer ends 5/19/12 at 11:59 pm ET. 
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From Buxr.com on 05/18/12 Discount valid on all regular, sale and clearance priced merchandise. One coupon per customer. Not valid on gift cards, credit balances, or with any other coupons. See site...  From Buxr.com on 05/18/12 Discount valid on all regular, sale and clearance priced merchandise. One coupon per customer. Not valid on gift cards, credit balances, or with any other coupons. See site for further exclusions. 
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From Buxr.com on 05/18/12
For a limited time get an EXTRA 10% OFF your order with an ongoing discount
(Coupon codes are case sensitive.)
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From Buxr.com on 05/18/12 *30% off entire order offer is valid beginning 12:00 am Eastern Time, 5/24/2012 through 11:59 pm Pacific Time, 5/28/2012 and shall have no redeemable value thereafter....  From Buxr.com on 05/18/12 *30% off entire order offer is valid beginning 12:00 am Eastern Time, 5/24/2012 through 11:59 pm Pacific Time, 5/28/2012 and shall have no redeemable value thereafter. Offer is not valid on golf products on Shop.PUMA.com. Offer cannot be combined with any other promotion or applied to past purchases. Offer cannot be redeemed for cash equivalent, used to purchase gift cards, or used as payment on an account. 
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