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Using your car less is a smart way to be frugal – consider carpooling, working from home if it's an option, and walking or biking short distances

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Telecommuting one day per week will, if you work an average of five days per week, reduce gas costs by 20%. Carpooling can save a lot of money on gas as well. And both mean driving your car less, which can translate to a longer life for your vehicle and less frequent repairs. Also, walking or biking when possible similarly saves money, as well as being better for your health and the environment.

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