Homeowners Insurance

Discounts vary, but can include your age (seniors, students), affiliations (professional, academic), even your non-smoking "status." Ask your agent or insurance company what they offer, and make sure you get all you are entitled to.A LOZO expert posted this tip. … [Read more...] about Check your qualifications – you might be entitled to a discount

Typically insurers will offer discounts - as high as 15-20% - for an installed home security system, so if you have one already be sure to let them know to cash in on the savings. Tell them when it was installed, to potentially qualify for a retroactive discount, so they would … [Read more...] about Get credit for safety features you already have installed

You can save money right now by increasing the deductible (how much you have to pay if something goes wrong) on your insurance policy. This could reduce your premium by up to 25%. Better yet, if you have already prepaid your premium and make this adjustment, you might get the … [Read more...] about Get an instant refund with a higher deductible

Countless factors go in to calculating the cost of homeowner's insurance: location, neighborhood, age of the home, age of the electrical, plumbing and heating systems, proximity to emergency services, and more. So even though two homes may have the same sticker price, they could … [Read more...] about Get your insurance quote before you buy

Ask your insurance company (or each of them) if they offer a multi-line discount. This means you save when using the same insurance company for both auto and homeowner's insurance. It could be worth 10% on BOTH of your policies.A LOZO expert posted this tip. … [Read more...] about Combine your insurance to save 10% or more