There are a million ways to save money, but one of our favorite approaches is to lower your monthly bills. One way or another, you’re spending this money every month and will continue to do so for the rest of your life. If you figure out how to cut these bills back by just $30, … [Read more...] about How to Save Money Every Month
Home Buying & Rentals
Do the math on whether to rent or buy
A wise investment won't break your bank account. Compare the cost of renting versus the cost of buying a house with 20% down and a 30-year fixed-rate mortgage. If the total monthly cost of the mortgage, property taxes and insurance is less than the cost of renting, you've found a … [Read more...] about Do the math on whether to rent or buy
For the best price on a house, look for old or expiring listings
In the housing market, there are two great times to get substantial discounts on the price of a house. Just take a look at the listings:Old Listings: Houses listed for more than three months become old news in the real estate market and owners are more likely to accept a lower … [Read more...] about For the best price on a house, look for old or expiring listings
Go for “almost new” instead of brand new
Even though a builder might offer outrageous incentives if you agree to build a new home, it could cost tens of thousands of dollars more in mortgage costs. A smart buy is in the resale market, where many homes for sale are almost brand new, and sometimes never even lived in - … [Read more...] about Go for “almost new” instead of brand new
Do a free search for smart buys on foreclosed houses
Although it's sad for the original owners, now is the time to find a bargain on a previously foreclosed house. Skip the websites that charge fees to see their foreclosure listings. Instead, try the foreclosure searches on Zillow or Trulia. Get free information on foreclosures … [Read more...] about Do a free search for smart buys on foreclosed houses