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Get a discount on car insurance by paying up-front and in full, rather than paying premiums each month

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Most car insurance companies offer payment plans, but these actually incorporate extra fees for paying monthly premiums instead of paying annually or semi-annually. Ask your insurance agent if discounts are offered for paying fewer lump sum amounts – by being wise with your budget and paying for your policy each year instead of every month, you could save money on your car insurance. Of course, as with many bills, consider setting up automatic transactions with your bank to ensure that payments are received on time and that you do not accrue finance or interest charges.

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