Read the insurance policy thoroughly before signing on the dotted line

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Your car insurance contract is binding, and includes important details on what the insurance will cover, what you are responsible for and how you will be paid in the event of a claim. It is crucial, therefore, that you read and understand all the specifics of your policy. If you have any reservations or are unclear about any of the wording, ask your agent, insurance company or your state’s insurance department for clarification before signing. Remember you are responsible for the accuracy of your application, too, and can pay penalties if your coverage is later denied because of any inconsistencies – so be careful and honest when filing for any insurance policy.

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