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Rethink the urge to buy a new car if your current one is running well & meeting your needs
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Think carefully about why you want a new car, and assess whether it is something you need (i.e. additions to the family) or just something you think might be fun. In the exception of situations like the driver who puts an extreme number of miles on a car – and who, therefore, might see a return on purchasing a more efficient new car – the longer you hold on to your car, the better its overall value to you. Consider holding off on a new car purchase and save yourself not just the increased payments, but also a higher insurance premium.