Get your late fees and finance charges wiped out by asking

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Even the most diligent among us can forget things, like paying the credit card bill on time, especially with shortened payback periods and the unpredictability of the mail. If you are a good customer and have not been late before you can ask to have the fees reversed. There's no guarantee since this is where credit card companies make lots of profit, but sometimes as a gesture of good customer service they will waive the fees on a "one time" basis. But it doesn't hurt to ask that second time either.

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