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Cash advances can be more expensive than you think
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At first glance a charge of 3% for a cash advance might not seem that high, but once you add in all of the related fees the costs really add up. If you are subject to a minimum fee of $10, and a cash advance interest rate of 29.9%, and maybe a $3 ATM fee, after just three months that $100 cash advance really ends up costing you $135! If you have a home equity credit line or can get a personal loan it will cost you much less.