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You are here: Home / Home & Garden / Homeowners Insurance / Rethink monthly payment plans for insurance

Rethink monthly payment plans for insurance

January 24, 2018 LOZO Team

Check your bill when it comes to see if your insurance company charges extra for paying monthly instead of all at once/twice a year. If you are not sure, try multiplying the monthly rate by 12 and see if it’s more than the annual rate. If you can afford the payment in full, and unless you are getting terrific interest rates somewhere on your money, you can save a few dollars each payment by avoiding these payment plans. This doesn’t have to mean you are locked in: if you decide you want to leave your insurance company for a better policy elsewhere, typically you will get a refund of the portion of the fees you prepaid for the period of time left on your policy.

A LOZO expert posted this tip.

Homeowners Insurance tip

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