e.g., baby food, laptop
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Pay for the features & accessories you'll use
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As a general rule: the fewer the features, the lower the price. Just because you need a car doesn't mean you need a Mercedes. With electronics, there will always be a higher end version that offers another bell or whistle. This goes for accessories that may go with the item too. Be smart in assessing what you really need and what you don't. Then buy accordingly. Your wallet will thank you.