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Avoid cell phone overage charges
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Get into the habit of checking your remaining cell phone minutes toward the end of each month to ensure you don't go over (and get hit with those hefty overage charges). Most providers make this easy enough to do either by logging into your account online or even texting them to get the info.
If that still doesn't do it, sign up for an Over My Minutes account. This free service sends you a text or an email alert when you're about to exceed your minutes.