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Prepaid cell phone plans are great...sometimes
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If you only use your cell phone occasionally, a prepaid plan is probably the cheapest option. They can be great for kids or seniors who want the security of having a phone, but won't be using it frequently. Prepaid plans are also great for people who have bad credit since they allow you to purchase an amount that you can afford month to month rather than committing to a fixed, long-term rate. Also, prepaid plans prevent you from accidentally going over your minute allotment, so you'll avoid expensive overage charges. There are plenty of plans out there, so shop around to see if one makes sense for you. For a few options, visit ConsumerSearch's prepaid plan summary.