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Cut back on your gym membership or personal trainer

Submitted by a LOZO expert
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Consider dropping a gym membership, and especially a personal trainer, if money is tight. Instead of personal trainers, look for fitness DVDs or videos to use at home, or games like the Wii Fit. If you love to go to a gym but can't afford a monthly membership, look in to pay-as-you-go options or the local YMCA or parks and recreation center.

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