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Keep assets in your parent's name to maximize financial aid
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Children who are hoping to go to college should save money under a parent's name, or use a 529 savings plan. When colleges consider a student's financial aid package, they consider both the student and the parents' assets. They'll require you to pay a higher percentage of a student's assets towards the cost of education, so your bill will be lower if the money is legitimately in a parent's name.