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Negotiate your closing costs

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Some closing costs - such as taxes, title and prepayment of mortgage premiums - are unavoidable and non-negotiable. However many costs are applied by your lender and can vary greatly - such as application fees and document fees. Compare costs and negotiate just like you would any other purchase. The fees may seem "small" when rolled into your monthly payment, but over time they can add up and saving $100 here is as good as saving $100 anywhere else. Get some negotiation tips here.

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