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Get your insurance quote before you buy
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Countless factors go in to calculating the cost of homeowner's insurance: location, neighborhood, age of the home, age of the electrical, plumbing and heating systems, proximity to emergency services, and more. So even though two homes may have the same sticker price, they could have vastly different insurance rates - and property taxes, too. These differences can mean tens of thousands of dollars over time. Do the research before buying the home and avoid a nasty surprise afterward.