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If you can afford it, pay cash for your car. You'll avoid finance charges, interest on the car loan, and you won't have to worry about monthly payments in your budget, either.A LOZO expert posted this tip. … [Read more...] about Boost your budget by paying cash

While most of the time buying a used car will save thousands over a new one, occasionally a specific car or situation will buck that trend. A new hybrid, for example, may be worth a few extra thousand dollars in upfront cost if it means saving thousands (in gas costs) over the … [Read more...] about Don’t rule out a new car without crunching numbers – sometimes the overall cost is comparable or more favorable than a used car

Hyundai has one of the best manufacturer’s warranties - covering your car purchase for 10 years or 100,000 miles - which can translate into big savings over time. Be sure to compare the manufacturers' warranties when deciding on what car to purchase, and make note of what is and … [Read more...] about Look for cars with extensive warranties built into the purchase price, like Hyundai’s “10 years or 100,000 miles” guarantee

Keep in mind that like with any purchase, the dealer will initially give you a high price to maximize his profit & you will need to counter low to maximize your savings. As you negotiate towards the middle, be sure to pay attention to the total cost of the warranty and not just … [Read more...] about Negotiate the cost of an extended warranty and be conscious of the total cost – not just the individual payment amounts

Although buying an extended service contract at the same time you buy your car can mean rolling this cost into your monthly car payment (instead of a lump sum), the warranty does not necessarily need to be purchased at this time. You can often buy an extended service plan before … [Read more...] about Shop around for an extended warranty