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Take your time and shop around before settling on a car insurance company. Car insurance is a big cost, so compare several companies to get the best quotes. Before you choose a policy, though, be sure you are comparing the exact same coverage components - some policies seem like … [Read more...] about Shop around before buying a car insurance policy

Car insurance coverage laws vary by state. Find out what the minimum state requirements are for your state, and use those minimums as a starting point. If you're not sure of your state's minimum, check with the state insurance commissioner (see About.com for a list of the … [Read more...] about Don’t overspend on car insurance – check your state’s minimum requirements

Air bags, anti-lock brakes, day-time running lights, automatic seat belts, car alarms and other safety & anti-theft devices can all save you money on car insurance. Be sure to mention them when requesting car insurance quotes, and find out if there are simple upgrades you can … [Read more...] about Maximize discounts on car insurance with special safety features and anti-theft devices

Most car insurance companies offer payment plans, but these actually incorporate extra fees for paying monthly premiums instead of paying annually or semi-annually. Ask your insurance agent if discounts are offered for paying fewer lump sum amounts - by being wise with your … [Read more...] about Get a discount on car insurance by paying up-front and in full, rather than paying premiums each month

Before buying a new vehicle, check out a list of the most-stolen cars. Since those vehicles most likely to be stolen will cost more to cover, research insurance costs before you buy a car so there won't be any surprises.A LOZO expert posted this tip. … [Read more...] about New vehicles with high theft rates are some of the most expensive cars to insure