Banking & Credit

This tip is not appropriate for someone with bad credit scores, lots of debt or a shaky loan, or who has trouble keeping their spending in line. But for the brave and credit strong who have solid financial "self-control" there are potential ways to rack up lots of cash … [Read more...] about Rack up free cash and bonuses with multiple new credit card accounts

While getting approved for a credit card is harder than it used to be, there is still a wide variety of offers out there. If you want 0% balance transfers and no annual fees, you can find that. If you want cash (or airline miles or points) back on each purchase, you can find … [Read more...] about Need a new credit card? Start here to compare rates, rewards and more

Accumulating points is a double-edged sword: wait too long and if you forget about them, they could expire. Redeem too early and miss out on better payout rates with higher point balances. If you keep good track of expiration dates and rules for your points program, it usually … [Read more...] about Save up your points and rewards to get better payouts

There is no one "perfect" credit card for everyone. In fact, a trick in the credit card industry is to offer an exciting promotion on a very specific category of purchases, say 5% on gas or 3% on grocery stores, but then cut back on other bonuses. Retail stores' cards are … [Read more...] about Maximize your payback by picking the credit card rewards that match your spending

Many retail stores will offer you a percentage off your total purchase when you sign up for a store credit card on the spot (10% is common). You may continue to qualify for exclusive discounts and other special privileges by being a card holder. Some stores tie their loyalty … [Read more...] about Pick the right time to cash in on “save X% now” offers at your favorite stores