Along the same lines as our "keep it simple" recommendation, phone insurance is rarely a good investment. If you pay $5 per month, that's $60 in a year. Then add in a $50 deductible and the "free" replacement phone just cost you $110 (or $60+ wasted if you … [Read more...] about Skip the insurance on your cell phone

If you're paying for every text, the charges add up quickly--especially if you're sending and receiving them all the time. See how much your provider charges for unlimited texting. Chances are, it'll be a lot cheaper. If the unlimited option is more than you need, see if your … [Read more...] about If you text a lot, add Unlimited Texting to your plan

Most cell phone providers will charge you for both incoming and outgoing texts. If you plan to get an unlimited text plan, this isn't an issue. If you don't, however, it's worth asking your potential provider what their policy is. While you can limit how many texts you send … [Read more...] about Ask about free incoming texts

Ok, this tip falls into the 'common sense' category...email (instant messaging, facebook, twitter, etc.) are all free and they all help you keep in touch just as well as calling. Start typing and save yourself the cost of those valuable cell phone minutes.A LOZO expert posted … [Read more...] about Email rather than calling

The cost of sending a text can vary between 10 to 25 cents per text, either sent or received. That may seem like a modest amount, but they add up quick when you're sending/receiving hundreds of texts each month, every month. If you're paying per text, you need to limit this … [Read more...] about Avoid text message overkill