Consider adding on a health savings account (HSA) to your monthly health insurance policy to save money on your yearly taxes. Funds deposited in an HSA are not taxed and the balance is passed on from year to year. Use the money in the account to offset medical costs until … [Read more...] about Add on a health savings accounts

Ask the human resources department at work if there is an option for a flexible spending account (FSA) with your health insurance. These accounts allow you to store tax-free money at the beginning of the year, which can then be applied towards medical situations and prescriptions … [Read more...] about Take advantage of flexible spending accounts

Just like retail consumer items, health insurance companies often allow you to try their policies before you commit to a long term contract. Speak with your insurance representative or call the company directly to see if there is a trial period available to you. And, like with … [Read more...] about Try before you buy

There a few different types of health insurance plans (e.g. indemnity plans, HMOs, PPOs) and each one carries advantages and disadvantages. Learning the difference between them will help you to decide which plan is best for you and your family. Check eHealthInsurance for a … [Read more...] about Find the plan that is best suited to you

Each health insurance plan has a number of different options, add-ons and levels of coverage and most can be adjusted to meet your specific needs. Examine your family's requirements before jumping into a higher priced plan. Consider things like the number of doctor visits you … [Read more...] about Build your own plan to save even more