Banking & Credit

Other than CDs which lock in an interest rate for a specified period of time, most basic savings accounts have interest rates that fluctuate (this includes money market and "high yield" savings accounts). It's worth taking a look at the current rates each time you get … [Read more...] about Watch your interest rate

There's no sense paying for something you don't want or need, so look over your bank statement to see where you are getting hit with fees and contact your bank to get rid of them. Some examples include "check image fees" (for seeing cancelled checks), paper statement fees (which … [Read more...] about Cut out the fees from your account for services you don’t need

Introductory rates such as "Earn 3.00% for 3 months" can yield an initial bonus, just keep in mind what your rate will be after the trial period is over. If you are willing to move your money around and are not worried about the impact to your credit report, you can try to take … [Read more...] about “Teaser rates” can yield quick profits, just not as much as it seems

Online banks cost less to operate than traditional brick-and-mortar banks, and most of them pass those expense savings along to the customer in the form of higher interest rates. This is usually true of online banks that are affiliated with larger retail banks as well as those … [Read more...] about Choose your bank wisely, but don’t ignore online banks

Many stores, particularly supermarkets, will offer you the chance to take out cash via your debit card when you make a purchase. This can be a fee-free way to access your funds instead of paying ATM fees. Sometimes all it takes is a small purchase, say a pack of gum, to take … [Read more...] about Avoid ATM fees by taking your cash out while you make a purchase