Banking & Credit

The three major credit reporting agencies - Experian, Transunion, and Equifax - set up AnnualCreditReport.com for people to request their free report each year, if they meet certain criteria. Other websites that promise free reports might cause a "hard inquiry" on your credit … [Read more...] about Use AnnualCreditReport.com for your free annual credit report, to avoid unexpected fees

Shop around for the best prices on insurance like anything else, but be sure to factor in any multi-line discounts an insurer may offer. Ask them to price auto and home separately for the coverage you need, but then get the prices with the multi-line discount in mind. Use this … [Read more...] about Double up and save on insurance policies when you buy from the same company

Every credit reporting agency offers a credit tracking service which can cost you $10 or more per month. If you feel you need this kind of protection, keep in mind that you will be billed automatically and the charges will keep adding up - it could be $100-200 per year, every … [Read more...] about Be mindful about free trials and automatically renewing credit services, the fees can really add up

The upside of filing an insurance claim is obvious, though keep in mind any deductible on your policy which will limit the payout. The downside is that certain claims, or a certain number of claims, will cause your premium to rise and potentially stay higher for years. This … [Read more...] about Sometimes you save more by not collecting on your insurance