Family & Pets

There are a multitude of ways to buy life insurance, and lots of options on how to invest your policy if you get a "whole life" plan. There is no "one size fits all" strategy but if you are really just need a certain amount of coverage, and your goal is minimizing costs each … [Read more...] about Stick to insurance basics

Each health insurance plan has a number of different options, add-ons and levels of coverage and most can be adjusted to meet your specific needs. Examine your family's requirements before jumping into a higher priced plan. Consider things like the number of doctor visits you … [Read more...] about Build your own plan to save even more

Unless restricted by a health insurance plan, doctors and hospitals often have the ability to negotiate their fees for medical procedures and more. Ask up front for a discount and often you will get a price cut (the majority of people did, according to a Harris poll). Some … [Read more...] about Yes, you can negotiate with your doctors

Talk to a health insurance agent about all of your options. These experts can help adjust the plan to meet specific needs and help to explain the differences between the providers. Some companies even offer free consulting services if you decide to join one of their plans. Also, … [Read more...] about Ask the experts how you can save

If you are going to have to pay a lot out-of-pocket for coinsurance (or no insurance coverage) on a pricey medical test, it's worth shopping around since the costs can be very different from one lab or clinic to another. Ask your doctor for the CPT (Current Procedural … [Read more...] about Need a test? Shop around