Even with health insurance the co-pay or deductible for a hospital or doctor bill can be a lot of money. If you are on the hook for a big cost, don't be afraid to ask for a discount. Explain your circumstances - particularly if the bill will cause you financial hardship or you … [Read more...] about Ask for help with your doctor or hospital bill
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Consider health insurance rates in other neighborhoods
Every state has a different price structure for health insurance. If you are considering moving, have relatives across the border or work in a different state from your home, then check out the health insurance rates in the other state. A little bit of effort up front could save … [Read more...] about Consider health insurance rates in other neighborhoods
Consider upgrading your health insurance
If you are paying a lot of money each month for prescription drugs, ask your health insurance provider if they offer drug coverage. A slight increase in your monthly premium could translate into lower overall costs on your medicines. After discussing the options with the health … [Read more...] about Consider upgrading your health insurance
Spend money to save money
Health insurance is important for everyone to have. Paying monthly premiums can be hard on the budget, but the cost of major health problems can far outweigh the cost of the insurance. Look into short-term health insurance options for coverage now while you search for more … [Read more...] about Spend money to save money
Raise your deductible for lower premiums
If you have the option of choosing a higher deductible with your health insurance plan, you can lock in savings on your premiums. The downside of course is that you may have to pay more out-of-pocket if you use more medical services over the course of the year. Consider this … [Read more...] about Raise your deductible for lower premiums