New, popular floor sweepers are convenient and simple to use. However, the cost of new pads and soaps can hurt your wallet. This is a great opportunity to use washable, worn-out thick clothing, washable microfiber cloths or even less expensive dryer sheets as replacements. The … [Read more...] about Don’t buy sweeper refills
Home & Garden
Dollar store finds: cheap cloths
Many discount stores sell inexpensive microfiber cloths, which are comparable to the name brand, infomercial cloths. These are great to use as rags or as replacement filters for popular floor sweepers. To completely clean these rags, let them sit in a sink filled with water and a … [Read more...] about Dollar store finds: cheap cloths
Reading will save you money when you clean
Pay attention to the instructions listed on the bottle. Oftentimes a little bit of chemical will go a long way and spraying a lot of cleaner can be wasteful. If the item is described as "concentrated", then try not to be concerned that the dose seems small. The product has been … [Read more...] about Reading will save you money when you clean
Take advantage of new government programs to cut down your mortgage costs
Check the latest interest rates at Bankrate.com to see if you might want to refinance at a lower rate and/or longer term to reduce monthly costs. If you are paying PMI (private mortgage insurance) because you had less than 20% as a down payment, but you have built up that much … [Read more...] about Take advantage of new government programs to cut down your mortgage costs
Claim the tax credits you are entitled to for buying a home
Through April 30, 2010 home buyers can qualify for either an $8,000 "First-time Home Buyer Tax Credit" or $6,500 "Move-Up / Repeat Home Buyer Tax Credit" depending on their income and residence status. Tax credits are better than tax deductions because they are dollars straight … [Read more...] about Claim the tax credits you are entitled to for buying a home