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You are here: Home / Archives for Home & Garden

Home & Garden

Negotiate your closing costs

January 24, 2018 LOZO Team

Some closing costs - such as taxes, title and prepayment of mortgage premiums - are unavoidable and non-negotiable. However many costs are applied by your lender and can vary greatly - such as application fees and document fees. Compare costs and negotiate just like you would any … [Read more...] about Negotiate your closing costs

Home Buying & Rentals tip

Don’t look past key disclosures, and use them to negotiate for additional savings

January 24, 2018 LOZO Team

Get the seller's disclosure and review it for known problems. Ask an agent's advice for how to effectively negotiate on those items - in some cases you might be able to get money back and then handle getting the items fixed on your own.A LOZO expert posted this tip. … [Read more...] about Don’t look past key disclosures, and use them to negotiate for additional savings

Home Buying & Rentals tip

Figure out how desperate the seller is to gain a negotiation advantage

January 24, 2018 LOZO Team

Put yourself in the seller's shoes when you learn about what situation they are in. How much did they pay for the house, and are they going to make money on the sale? How much do they still owe, so how much will they put in their pocket? How much have similar houses in the … [Read more...] about Figure out how desperate the seller is to gain a negotiation advantage

Home Buying & Rentals tip

Receive faxes for free

January 24, 2018 LOZO Team

You can avoid the expense of a fax machine and separate fax line by getting a free fax number. Receive faxes via e-mail. There are many similar services, but one of the easiest to sign up for is K7. You have the option of having your number double as a voicemail box as … [Read more...] about Receive faxes for free

Phone Bill, School & Office Supplies tip

Simple Loan Calculator

January 24, 2018 admin

Loan Calculator (Yearly) Loan Calculator (Monthly) Enter the loan amount, interest rate, and term (# years) to calculate the monthly payment Enter the loan amount, interest rate, and term (# months) to calculate the monthly payment Loan … [Read more...] about Simple Loan Calculator

Auto, Banking & Credit, Buying a Car, Credit Cards, Home Improvement, Investments tip

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