Your homeowner's policy will probably advise that you have sufficient replacement coverage on your home. In fact, your mortgage company will probably insist on it, so you can't really cut back on that. This means that the insurance will cover the cost to rebuild your house if … [Read more...] about Insure your house, not the land
Home & Garden
Replace older, energy-sucking appliances
Newer appliances tend to use much less energy than older models, which means lower water and electricity bills, and less strain on the environment. For example: newer washing machines use up to 60% less energy than models made a decade ago. These essentially pay for themselves … [Read more...] about Replace older, energy-sucking appliances
Best time to buy big appliances: early Fall
Holiday weekends are a popular time for sales on most things, including appliances. Just after Easter, July 4th, Thanksgiving and Christmas is a great time to look. Best of all, when new appliances are released in January and October, last season’s models go on sale. In addition, … [Read more...] about Best time to buy big appliances: early Fall
Get a tax credit for a new appliance
In what some are calling the Cash for Appliance Clunkers program, state governments are offering rebates as tax credits if you buy an energy-efficient appliance. Check with your local utility company or local government to see what they are offering. Learn more and find your … [Read more...] about Get a tax credit for a new appliance
Check for a price match, both before and after you buy
Keep an eye out for deals that pop up each week in newspaper circulars and online. If you find a good deal, just not at the store you wanted, see if they will price-match (offer to sell for the same price as the other store). Even if they don't have an official policy, often … [Read more...] about Check for a price match, both before and after you buy