Introductory rates such as "Earn 3.00% for 3 months" can yield an initial bonus, just keep in mind what your rate will be after the trial period is over. If you are willing to move your money around and are not worried about the impact to your credit report, you can try to take … [Read more...] about “Teaser rates” can yield quick profits, just not as much as it seems
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Choose your bank wisely, but don’t ignore online banks
Online banks cost less to operate than traditional brick-and-mortar banks, and most of them pass those expense savings along to the customer in the form of higher interest rates. This is usually true of online banks that are affiliated with larger retail banks as well as those … [Read more...] about Choose your bank wisely, but don’t ignore online banks
Avoid ATM fees by taking your cash out while you make a purchase
Many stores, particularly supermarkets, will offer you the chance to take out cash via your debit card when you make a purchase. This can be a fee-free way to access your funds instead of paying ATM fees. Sometimes all it takes is a small purchase, say a pack of gum, to take … [Read more...] about Avoid ATM fees by taking your cash out while you make a purchase
Keep your kids away from bank fees, look for free accounts
Paying fees on a small child's savings account will wipe out any potential gains, so ask your bank if they have fee-free account for kids with no minimums, or if your status with the bank is enough to get the fees waived for them. In particular make sure they don't charge a … [Read more...] about Keep your kids away from bank fees, look for free accounts
Save on checks by buying online
The checks you buy from a reputable online site or mail-order company are perfectly valid; you just need to provide the account details which appear on your current checks. You can save 50% or more this way versus buying from your own bank. Options include Wal-Mart and Costco.A … [Read more...] about Save on checks by buying online