Paying fees on a small child's savings account will wipe out any potential gains, so ask your bank if they have fee-free account for kids with no minimums, or if your status with the bank is enough to get the fees waived for them. In particular make sure they don't charge a … [Read more...] about Keep your kids away from bank fees, look for free accounts
tip
It’s not too late to refinance your car loan if you paid too much
With falling interest rates many people are looking for ways to refinance their loans to save money each month. At Bankrate.com you can check auto loan rates both for purchase and refinance, and get quotes. Ask the prospective lender what their fees are and weigh that against the … [Read more...] about It’s not too late to refinance your car loan if you paid too much
Ask your bank if you qualify for any special deals, or sign up to get them
Banks may offer better rates to shareholders, senior citizens, employees of certain companies and members of certain affiliated groups. Ask your banker what types of deals are out there and whether you qualify - you might be surprised to find out you already do. It's also worth … [Read more...] about Ask your bank if you qualify for any special deals, or sign up to get them
Any time is a good time to search for cheaper insurance, you don’t have to wait until your term is up
Typically people pay upfront for certain periods of insurance coverage, but that doesn't mean you have to wait that long to consider switching to a lower cost plan. If you have prepaid say for the next 6 months, you should receive a check back for that amount if you cancel now … [Read more...] about Any time is a good time to search for cheaper insurance, you don’t have to wait until your term is up
Use AnnualCreditReport.com for your free annual credit report, to avoid unexpected fees
The three major credit reporting agencies - Experian, Transunion, and Equifax - set up AnnualCreditReport.com for people to request their free report each year, if they meet certain criteria. Other websites that promise free reports might cause a "hard inquiry" on your credit … [Read more...] about Use AnnualCreditReport.com for your free annual credit report, to avoid unexpected fees