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Take your time and shop around before settling on a car insurance company. Car insurance is a big cost, so compare several companies to get the best quotes. Before you choose a policy, though, be sure you are comparing the exact same coverage components - some policies seem like … [Read more...] about Shop around before buying a car insurance policy

Car insurance coverage laws vary by state. Find out what the minimum state requirements are for your state, and use those minimums as a starting point. If you're not sure of your state's minimum, check with the state insurance commissioner (see About.com for a list of the … [Read more...] about Don’t overspend on car insurance – check your state’s minimum requirements

Air bags, anti-lock brakes, day-time running lights, automatic seat belts, car alarms and other safety & anti-theft devices can all save you money on car insurance. Be sure to mention them when requesting car insurance quotes, and find out if there are simple upgrades you can … [Read more...] about Maximize discounts on car insurance with special safety features and anti-theft devices

Most car insurance companies offer payment plans, but these actually incorporate extra fees for paying monthly premiums instead of paying annually or semi-annually. Ask your insurance agent if discounts are offered for paying fewer lump sum amounts - by being wise with your … [Read more...] about Get a discount on car insurance by paying up-front and in full, rather than paying premiums each month

If an uninsured friend crashes your car, you are left responsible for all payments that exceed your coverage. Plus, your premium will most likely go up after any incident. Similarly, keep in mind that with multi-line policies, one accident can negatively impact all drivers - … [Read more...] about Lend friends a hand but not your car – any accidents caused by them will increase your insurance premium