tip

If an uninsured friend crashes your car, you are left responsible for all payments that exceed your coverage. Plus, your premium will most likely go up after any incident. Similarly, keep in mind that with multi-line policies, one accident can negatively impact all drivers - … [Read more...] about Lend friends a hand but not your car – any accidents caused by them will increase your insurance premium

Remember that price isn’t the only important factor to consider when shopping for car insurance. Look for a company that is reliable, stable, has good customer service and a good track record of paying claims on time. Talk to friends and family about their coverage providers, … [Read more...] about Compare consumer ratings of insurance companies at JDPower.com to select a company based on both price and quality

Some insurance companies offer discounts for drivers who complete an accident prevention course - which are offered in some states by the Department of Motor Vehicles and in other states by private companies. Find out from your insurance agent what classes you can take for … [Read more...] about Taking an accident prevention course at your local DMV does more than make you a better driver – it lowers your insurance costs, too

Remember to check your credit report regularly at AnnualCreditReport.com to make sure your credit history is accurate and to catch any red flags. Your credit score can affect the amount of money you pay for auto insurance, since many companies charge more to drivers with poorer … [Read more...] about Maintain a good credit score to earn cheaper car insurance

Keeping your premiums up-to-date both eliminates unnecessary extra fees (for late or incomplete payments) and the possibility of getting stuck without coverage during an accident. If your insurance policy is not currently paid up, a carrier can deny any claim that occurs during … [Read more...] about Keep your insurance up-to-date and photograph your car regularly to save time and money in the event of an accident