Put yourself in the seller's shoes when you learn about what situation they are in. How much did they pay for the house, and are they going to make money on the sale? How much do they still owe, so how much will they put in their pocket? How much have similar houses in the … [Read more...] about Figure out how desperate the seller is to gain a negotiation advantage
Need a new credit card? Start here to compare rates, rewards and more
While getting approved for a credit card is harder than it used to be, there is still a wide variety of offers out there. If you want 0% balance transfers and no annual fees, you can find that. If you want cash (or airline miles or points) back on each purchase, you can find … [Read more...] about Need a new credit card? Start here to compare rates, rewards and more
Rack up free cash and bonuses with multiple new credit card accounts
This tip is not appropriate for someone with bad credit scores, lots of debt or a shaky loan, or who has trouble keeping their spending in line. But for the brave and credit strong who have solid financial "self-control" there are potential ways to rack up lots of cash … [Read more...] about Rack up free cash and bonuses with multiple new credit card accounts
Pick the right time to cash in on “save X% now” offers at your favorite stores
Many retail stores will offer you a percentage off your total purchase when you sign up for a store credit card on the spot (10% is common). You may continue to qualify for exclusive discounts and other special privileges by being a card holder. Some stores tie their loyalty … [Read more...] about Pick the right time to cash in on “save X% now” offers at your favorite stores
Maximize your payback by picking the credit card rewards that match your spending
There is no one "perfect" credit card for everyone. In fact, a trick in the credit card industry is to offer an exciting promotion on a very specific category of purchases, say 5% on gas or 3% on grocery stores, but then cut back on other bonuses. Retail stores' cards are … [Read more...] about Maximize your payback by picking the credit card rewards that match your spending