Use AnnualCreditReport.com for your free annual credit report, to avoid unexpected fees

The three major credit reporting agencies - Experian, Transunion, and Equifax - set up AnnualCreditReport.com for people to request their free report each year, if they meet certain criteria. Other websites that promise free reports might cause a "hard inquiry" on your credit … [Read more...] about Use AnnualCreditReport.com for your free annual credit report, to avoid unexpected fees

Any time is a good time to search for cheaper insurance, you don’t have to wait until your term is up

Typically people pay upfront for certain periods of insurance coverage, but that doesn't mean you have to wait that long to consider switching to a lower cost plan. If you have prepaid say for the next 6 months, you should receive a check back for that amount if you cancel now … [Read more...] about Any time is a good time to search for cheaper insurance, you don’t have to wait until your term is up

Double up and save on insurance policies when you buy from the same company

Shop around for the best prices on insurance like anything else, but be sure to factor in any multi-line discounts an insurer may offer. Ask them to price auto and home separately for the coverage you need, but then get the prices with the multi-line discount in mind. Use this … [Read more...] about Double up and save on insurance policies when you buy from the same company